Reading Auto Territory Reports

The LOCATION® Auto Territory Report provides the ISO Personal/Commercial Auto Territory Code for a specified location.

ISO updates the database quarterly or more often if deemed necessary.

The Auto Territory Report provides the following information:

Risk Address

The address used to match against the database.

Return Source

Shows whether the match is on an address level or a ZIP-Code level.

 If the system cannot match the risk address on the address level, LOCATION attempts to match the address on the ZIP-Code level. If a ZIP-Code match is successful, the report shows up to five territory codes for the risk’s ZIP Code (in order from the highest to the lowest percent).

ISO Personal Auto Territory

Displays the ISO Personal Auto Territory for the risk shown. In two states, this field displays other codes: Frequency/Severity Bands in California; Town Code and Territory Code in Massachusetts.

ISO Commercial Auto Territory

Displays the ISO Commercial Auto Territory for the risk shown. In Massachusetts, displays the Rating Territory and Town Code.